Traditional & Roth IRA Accounts

Traditional IRA Accounts

Traditional IRA's are an excellent way to plan for the future. In most Traditional IRA Accounts your funds are tax deductible, and dividends earned are tax deferred*.

  • Open a Traditional IRA at any time
  • Deposit to an existing IRA (For the previous tax year any time before April 15th
  • Withdraw funds at any time (Early withdrawal penalties* may apply).
  • Start-up fee $10.00
  • Annual maintenance fee $10.00
  • Close Account fee $10.00

* Consult the IRS Traditional IRA information  and your tax advisor for specific guidelines regarding your personal situation.

IRAs

Roth IRA Accounts

A Roth IRA is an individual retirement account in which participants are able to make annual non-deductible contributions. Unlike a Traditional IRA in which your earnings are tax-deferred, Roth IRA earnings can be tax-free.

  • Start-up fee $10.00
  • Annual maintenance fee $10.00
  • Close Account fee $10.00

* Consult IRS Roth IRA information  and your tax advisor for specific guidelines regarding your personal situation.

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Membership

Rimrock Credit Union is member-owned. Profits are returned to our members in the form of higher divided rates paid on share accounts and lower rates charges on loans.

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Personal Loans

A Personal Loan can help consolidate high interest debt into one low-cost payment, or provide that extra cash for your personal or home improvement needs.

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AskAuto App

Find the perfect car and perfect loan with the AskAuto app for your smartphone or tablet. AskAuto will help make your car shopping experience easier.

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Online Banking

Online Banking from Rimrock Credit Union is an account management tool that fits your schedule. It's FREE and available 24 hours a day, seven days a week.