Checking Accounts

Share Draft Checking

Rimrock Credit Union share draft checking accounts are an easy way to pay your bills and manage your budget.

We are proud to be able to keep our fees at a minimum for our members.

Rimrock Credit Union (1)

Rimrock Credit Union takes pride in being transparent regarding the fees associated with each of our accounts.

Share Draft Checking fees:

  • Nonsufficient Funds (NSF) $30.00 per item
  • Stop Payment $30.00 per item
  • Overdraft Transfer $ 5.00
  • Extra Statements $5.00 per item
  • Overdraft Transfer Fee $5.00
  • Copy of Cleared Draft $5.00 per check
  • Account Reconciliation $20.00 min. / $20.00 per hour
  • Close account fee $20.00
  • Off-us Returned Check fee $12.00 per item


Overdraft Information:

Overdrafts will NOT be allowed for:

  • Any New Accounts (opened less than 60 days)
  • If an account has negitive account history information as reported by Chex Systems
  • If an account has history of overdrafts
  • Accounts without Direct Deposit
  • If an account is delinquent on loan(s)


Rimrock Credit Union is member-owned. Profits are returned to our members in the form of higher divided rates paid on share accounts and lower rates charges on loans.


Personal Loans

A Personal Loan can help consolidate high interest debt into one low-cost payment, or provide that extra cash for your personal or home improvement needs.


Online Banking

Online Banking from Rimrock Credit Union is an account management tool that fits your schedule. It’s FREE and available 24 hours a day, seven days a week.