Checking Accounts
Share Draft Checking
Rimrock Credit Union share draft checking accounts are an easy way to pay your bills and manage your budget.
- No minimum balance required, however a $100 minimum balance avoids a $5.00 monthly service fee
- Unlimited Check writing
- Free mobile banking
- Free Online access including Bill Pay, Online Banking, and E-Statements
- Order Checks online
- Overdraft protection line of credit available to those who qualify
- Free Debit / ATM Card
Pay for purchases or withdraw funds without writing a check
ATM Fees may apply at foreign ATM’s (ATM Fees NOT Credit Union fees)
Additional protection through SecureCode Enrollm
We are proud to be able to keep our fees at a minimum for our members.
Rimrock Credit Union takes pride in being transparent regarding the fees associated with each of our accounts.
Share Draft Checking fees:
- Nonsufficient Funds (NSF) $30.00 per item
- Stop Payment $30.00 per item
- Overdraft Transfer $ 5.00
- Extra Statements $5.00 per item
- Overdraft Transfer Fee $5.00
- Copy of Cleared Draft $5.00 per check
- Account Reconciliation $20.00 min. / $20.00 per hour
- Close account fee $20.00
- Off-us Returned Check fee $12.00 per item
Share Draft Checking fees:
Overdrafts will NOT be allowed for:
- Any New Accounts (opened less than 60 days)
- If an account has negitive account history information as reported by Chex Systems
- If an account has history of overdrafts
- Accounts without Direct Deposit
- If an account is delinquent on loan(s)